Axis Bank My Zone Credit Card 2023

 Considering its rs.00 annual fee, people find this card very attractive with movie and dining offers, domestic airport lounge access, and many other benefits and discounts. Continue reading …..

axis bank my zone credit card

Axis Bank My Zone Credit Card by Axis Bank is a very profitable and convenient credit card. Currently the joining fee for My Zone Credit Card is Rs. 00 per annum.

With a Rs. 00 subscription fee of per year, along with complimentary premium subscription of SonyLiv, which is priced at Rs. 999, at free of cost to its customers.

Additionally, movie tickets purchased through Paytm Movies with Axis Bank My Zone Credit Card get one ticket plus one free. This Axis Bank credit card also offers 15% discount up to Rs.500 on restaurant dining bills.

Apart from all these privileges, you also get complimentary access to domestic airport lounge every quarter.

Benefits of Axis Bank My Zone Credit Card

Axis Bank My Zone Dining Offer

Axis Bank My Zone Credit Card offering up to 15% discount at partner restaurants in India.

Offer Details:-
15% off up to rs.500
Minimum order value rs.1500
Valid twice per card per month for max benefits up to rs 1000.

Axis Bank My Zone Fuel Surcharge Waiver

1% fuel surcharge waiver on all fuel transactions in India with an axis bank my zone credit card

Offer Details:-
Valid on transactions between rs. 400 and rs. 4000 only. maximum benefits up to to rs. 400 per statement cycle.

Axis Bank My Zone AJIO Offers

Axis bank offering up to rs. 1000 off at AJIO with axis bank my zone credit card, on minimum spends of rs. 2999.
coupon code AJIOAXISMZ to avail this offer.
by using coupon code AXISMYZONE at AJIO you can get discount of flat 600 on minimum spends of rs. 2000. offer valid till 30-04-2023.

Axis Bank My Zone Swiggy Offers

40% off on Swiggy

Offer Details:-
Get 40% off on food delivery at Swiggy with Axis Bank My Zone Credit Card.
To avail the discount use coupon code AXIS40.
Maximum discount is Rs. 120 per order.
Offer applicable on minimum spends of Rs. 200
Customer can avail the discount up to 4 times a month.

Axis Bank My Zone Sony Liv Offers

Free SonyLiv 1 Year Subscription

On your first transaction within first 30 days of the card issuance, you can get Sonyliv Premium annual subscription.
Within 45 days of card issuance eligible customer will receive the voucher code on registered mobile number and registered email id.
Even you can get Sonyliv Premium membership renewal on spending 1.5 lakh in 1 year.

Axis Bank My Zone Movies Offers

Buy One Get One Free on Movie Tickets


With your MY ZONE Credit Card get 100% discount on second movie ticket at Paytm Movies.
Maximum discount is rs. 200 per customer in a month.Use coupon code AXIS200 to avail the benefit.

Axis Bank My Zone  Complimentary Lounge Access

  • 1 complimentary access to select airport lounges within India per calendar quarter.

Other Benefits of Axis My Zone Credit Card

Edge Rewards

Earn 4 Edge Reward Points with every rs. 200 spent on the credit card
1 Reward Point = rs. 0.20 on edge rewards portal.

EMI Option

You can convert your purchases (minimum amount is rs. 2500) into easy EMIs using the Axis Bank MY ZONE Credit Card. This feature will help you to make easy payments and there is no need for any documentation process.

Just contact the Axis bank on 1860-500-5555 or 1860-419-5555 to convert your purchases in to EMIs.

Security

It’s secured with EMV certified chip and Password protected.

Eligibility & Documentation – MY ZONE Credit Card

Individuals eligible for Axis Bank MY Zone Credit Card:

  • Primary cardholder should be between 18 to 70 years of age.
  • Add-on cardholder should be above 15 years of age.
  • Applicant should be a Resident of India or Non-Resident Indian.

Documentation

The following documents are required:

  • PAN card photocopy or Form 60
  • Colour photographs
  • Latest payslip / Form 16 / IT return copy as income proof
  • Residential proof (any one of the following):
    • Passport
    • Ration Card
    • Electricity bill
    • Landline telephone bill
  • Identity proof (any one of the following):
    • Passport
    • Driving license
    • PAN card
    • Aadhaar card

Fees & Charges – MY ZONE Credit Card

My Zone Credit CardCharges
Joining FeeLife Time Free Offer for *select channels
Annual Fee Nil
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement FeeNil
Cash Payment FeeRs. 100/-
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Finance Charges (Retail Purchases & Cash)3.6% per month (52.86% per annum)
Cash Withdrawal Fees2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment FeeNil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway TicketsAs prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee3.50% of the transaction value
Reward Point Redemption feeyes
GSTAs per existing Government norms
Rent Transaction fee1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.
The fees and charges for My Zone Credit Card are applicable to all card holders. The My Zone Credit Card fees include cash payment fee, joining fee and an annual fee.

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. 

Leave a Comment